Business planning documents on a table

Business finance

Finance options for business expansion, working capital, offices and operational needs.

How Cliff can help.

Talk to Cliff about the purpose of the funding, the timing and the effect on cash flow. Hayden Finance can then compare facilities that fit the business need.

Discuss your situation

Common enquiries

  • Machinery and equipment
  • Overdrafts and lines of credit
  • Office or commercial space
  • Franchise and debtor finance

What we can work through.

The right option depends on the purpose, timing and full financial picture. These are the main areas covered in an initial conversation.

Growth and expansion

Finance can support a new location, additional capacity, a franchise or another stage of growth. Cliff helps present the request around the purpose, timing and expected business benefit.

Working capital

Overdrafts, lines of credit and debtor finance serve different needs. Hayden Finance can explain how each works and compare options against the operating cycle of the business.

Business property and fit-out

Cliff can assist when a business is buying office space or funding the fit-out, vehicles, machinery and equipment needed to operate.

Useful information for the first conversation.

You do not need a completed application to speak with Cliff. A few basics make it easier to give you a useful starting point.

What you want to finance and why

A short description of the property, asset or business need helps Cliff identify which type of finance is relevant.

Your preferred timing

Mention any purchase, settlement, refinance or delivery date you are working toward, even if it is only an estimate.

Existing loans or financial commitments

Current balances, repayments and credit limits help build a realistic picture before suitable options are compared.

Income or current business financial information

Recent payslips, tax returns or business financials may be useful later. Cliff can tell you which documents apply to your situation.

Have a question about business finance?

Call Cliff or send a short enquiry. You do not need to have every detail ready.