Buying your first or next home
Cliff can help you understand your borrowing position, compare loan features and costs, prepare the application and stay in touch as the lender works toward approval and settlement.
Home and investment loans
Guidance for first homes, next homes, refinancing and investment property finance.
How Cliff can help.
Whether you are buying your first home, moving, investing or reviewing an existing loan, Cliff can compare suitable options from more than 40 lenders and explain the differences in plain language.
Discuss your situationCommon enquiries
- First-home purchases
- Moving or upgrading
- Investment property finance
- Refinancing an existing loan
What we can work through.
The right option depends on the purpose, timing and full financial picture. These are the main areas covered in an initial conversation.
Investment property finance
Investment lending should be considered alongside your existing loans, deposit, cash flow and longer-term plans. Hayden Finance can compare suitable structures and explain the trade-offs.
Refinancing an existing loan
A refinance should make sense after fees, features and the remaining loan term are considered. Cliff can review the current facility and show where another option may or may not help.
Useful information for the first conversation.
You do not need a completed application to speak with Cliff. A few basics make it easier to give you a useful starting point.
What you want to finance and why
A short description of the property, asset or business need helps Cliff identify which type of finance is relevant.
Your preferred timing
Mention any purchase, settlement, refinance or delivery date you are working toward, even if it is only an estimate.
Existing loans or financial commitments
Current balances, repayments and credit limits help build a realistic picture before suitable options are compared.
Income or current business financial information
Recent payslips, tax returns or business financials may be useful later. Cliff can tell you which documents apply to your situation.
Have a question about home and investment loans?
Call Cliff or send a short enquiry. You do not need to have every detail ready.